We utilize Secure Socket Layer (SSL) technology, which converts sensitive information transmitted over the Internet between your computer's browser and our computer systems (like your password and customer/user identification code) into secure code that is highly unlikely to be read by unauthorized parties. Secure browsers allow protected communication with our Web site by encrypting the information between you and our site. We require the use of secure browsers when you access our online services. Without proper identification, access to your account information is denied. To access your account, you are required to enter valid access codes such as a customer/user identification code and password.